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Motor Vehicle Accident Compensation in New York If you're injured in a motor vehicle crash that the state of New York deems serious, you could be eligible to file a lawsuit to seek compensation. Your attorney can advise you whether your injuries are within this threshold. Insurance companies are skilled at contesting your losses. This can lead to settlement offers that fall short of what you require. Damages If you've been injured in a car accident, you may be entitled to compensation. These damages are intended to cover your costs and losses, including medical expenses, lost income, and property damage. Additionally, you can receive compensation for pain and suffering. This type of compensation is more subjective and may be difficult to quantify. A competent lawyer for torts can assist you in obtaining maximum compensation for your injuries. If, for instance you sustain an injury that results in a permanent impairment of your arm or your leg it could be possible to receive compensation for future costs associated with the impairment. This could include physical therapy, surgeries, equipment, or prosthetics. A permanent loss of a limb or disfigurement can create emotional trauma for a lifetime and a decreased quality of life. This is referred to as mental anguish. Non-economic damages are more intangible and insurers frequently try to reduce the value of these damages. However, a skilled tort attorney at Morgan & Morgan can make sure that you receive the full worth of general damages in your case. Medical bills If you're injured in a motor vehicle crash medical bills can pile up quickly. The bills may seem overwhelming and difficult to handle, especially as you are trying to recover from your injuries. There are a variety of ways to assist victims of car accidents pay for their medical expenses. In New York, every driver must have Personal Injury Protection (PIP) insurance that covers the first medical expenses incurred by a victim after an accident. PIP will cover the loss of income if a victim is unable work for up to 90 days. In addition to PIP as well as a victim's health insurance and Medicare can also be used to pay their medical expenses. motor vehicle accident lawsuit north charleston is that the patient must be able to prove the costs are a result of the accident by providing doctor's bills and receipts. Some hospitals and doctors will allow a victim of an accident to negotiate a payment arrangement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are commonly known as medical liens or hospital liens. If you do not resolve these liens within a reasonable amount of time the debts could be transferred to collection. Victims may also seek compensation for the expenses incurred by transporting to and from medical appointments by keeping track and saving their mileage receipts. Loss of wages If you miss work because of an accident in your vehicle, it can be very difficult to make ends meet. Losing a few weeks of pay or even a month could be a major blow to many Americans who live from paycheck to pay. Accident victims are typically in a position to recover lost wages in their lawsuits for car accidents. Typically, claims for lost wages are determined by calculating the amount of time an injured worker could have worked but for their injuries. This could include missing shifts, overtime hours or any work performed while in hospital. In order to prove lost income, a request has to be made for documentation from the plaintiff's employer. This could be in the form of letters that verify the time spent away from work, and their hourly rate or salary. Other documentation could include pay stubs as well as copies of the injured party's last tax return. It is essential that the demand package be completed as soon as is possible after a car accident. This will enable the person injured to get the maximum benefits from their claim. Additionally, evidence of the accident is more convincing if it is presented as soon as it is possible. Suffering and pain The physical pain and emotional remorse that result from a car accident is difficult to place a value on. However, it's crucial to seek compensation for these damages in the case of your accident. These are referred to as non-economic damages. These damages can include suffering and pain as well as loss of enjoyment in life, PTSD, and more. These expenses can be difficult to quantify since it could take some time to understand the full impact of your injury. Your lawyer will employ one of two methods to calculate your pain and suffering damages. The most commonly used method is the multiplier method where your entire economic damages are tallied up—including the future and past medical bills as well as any loss of income due to your injury, and damage to property—and then multiplied by a number ranging from 1.5 to 5. The higher the number is, the more serious your injuries are judged to be. Per diem is a different method to gauge suffering and pain. With this method your lawyer could request the jury to award you an amount of money for each day that you continue to be afflicted by your injury. This is particularly helpful for accident victims who work outside of the home or have children to care for while they recuperate.